Landlord Insurance

Landlord Insurance is an insurance policy that protects landlords against loss or damage to their rental property. It is an essential element for anyone who is looking to rent out their property, as with any insurance it is there to protect you from the unexpected.

As a landlord, it's vital that you pick a policy that is right for you and your investment, a simple home insurance policy will not offer the level of coverage you need. Your investment will need specialist cover to protect both the structure and the rental income you will earn. A cheap home insurance policy is within reach for many, however simply opting for the cheapest policy can sometimes prove to be a false economy.

Landlord Insurance usually covers the same pitfalls normal home insurance does such as:


- Accidental Damage To The Structure Of The Property
- Accidental Loss Or Damage To The  Contents Of The Property
- Weather Damage, Floods, Fire and Theft

But, unlike Normal Home Insurance, Landlord Insurance Can Also Cover:

- Property Owners Liabilty if an accident happens in the property and a tenant or employee is injured
- Loss of earnings and re-housing costs should an insured event occur and the tenants have to move out
- Legal Expenses
 
With the right landlord insurance policy by your side you will have the piece of mind knowing that your investment is in safe hands.
 
 
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